You may have spent years carefully working and planning so that you have sufficient income for a comfortable retirement. You may think that your retirement savings are protected, but have you ever considered what might happen if you or your spouse required long-term care? Changes to healthcare costs are impending, and Long Term Care costs are escalating. As a former Healthcare Agent, Cheryl Williams from Morgan Stanley knows how challenging it has been for some people, particularly those who haven’t prepared. It is a discussion worth having before it is required. Join us!